PTSB to reduce deposit rates
Hi, Anyone spot this yesterday - http://www.independent.ie/business/...anks-cut-high-rates-for-deposits-3122946.html. Hopefully this will be good news to PTSB variable mortgage holders - whenever it...
View ArticleWhen is PTSB rate reduction taking effect?
PTSB have confirmed the rate change istaking effect from today- but won't be reflected on the system for 16 days- so from next payment due date for us!
View ArticleAre there grounds for a legal challenge to high SVR?
Hi Brendan, I contacted my local TD, taken a case to the Ombudsman, etc... In the last letter from the Ombudsman (21 Dec.) PTSB "has been asked to furnish its response within a period of 20 working...
View ArticlePTSB writes to all customers to apologize
Just received a letter from PTSB (all mortgage holders should receive one) It states : We will be competitive with our rates.Click to expand... We have a standard variable rate (SVR) that is...
View ArticlePTSB and EBS SVRs compared
When compiling the rates for all lenders I noticed the following |rate before 5 July|rate after 5 July| Permanent TSB existing customers |4.69%||PTSB EBS new customers >80%|4.69%|under review| EBS...
View ArticlePTSB standard variable rate - Fact File
Updated 16.30 pm 8 December to reflect PTSB's decision to pass on a rate cut of 0.71% and AIB's decision not to pass on the rate cut. The ECB has reduced interest rates by 3% since June 2007, but PTSB...
View ArticleWatch out for any government minister calling for the banks to pass on the...
Government ministers have been very consistent in telling us that they have no statutory role in setting the interest rates of PTSB. If you see or hear them calling on the banks generally to pass on...
View ArticleFinally PTSB reducing the variable rate by 0.35%
Happy days - PTSB are giving us a 0.35% reduction http://www.rte.ie/news/2012/0706/permanent-tsb-to-cut-variable-mortgage-rate-0-35.html
View ArticleWhat size is the SVR loan book and how many borrowers are there?
Updated 11 July 2012 It would be useful to quantify how many SVR mortgages there are and what size the loan book is. I use the term SVR to incorporate LTV as they are now paying the same rate. In...
View ArticleHow much has PTSB overcharged its SVR customers?
Here are my calculations. I have assumed that they should cut current rates by around 0.4% This would give a "fair" margin of 3.19% This would be a "fair"interest rate today of 3.94% This is still...
View ArticlePtsb trs cut from july 25
Got a letter today from PTSB confirming mortgage interest relief from July 25, means my mortgage payment is down about €45 a month. My question though is this...was this benefit that was introduced in...
View ArticlePTSB CEO appearing at Oireachtas committee this coming Wednesday at 2 pm
STATEMENT BY KEVIN HUMPHREYS Labour Party TD, Dublin South East Wednesday 6th June 2012 PERMANENT TSB CEO INVITED TO ATTEND FINANCE COMMITTEE FOLLOWING HUMPHREYS REQUEST I welcome the decision today to...
View ArticleJeremy Masding, PTSB CEO at the Oireachtas Finance Committee
Addressing the SVR issue Our second priority in recent months has been to try to address the issue of the comparatively high interest rates being charged by the bank on variable rate mortgages. It’s...
View Articlehow long does it take the ecb rate cut be passed on from ptsb
hi there. this may seem like a stupid question but maybe somebody can answer it . when the ecb cut the rate at the start of the month how long does it take ptsb to pass this cut on. because i am on a...
View ArticleCan i appeal my ltv??
Hi all, took a mortgage in 2005 w/ ptsb.. Fixed for my first year.. In 2oo6 was automatically moved to standard variable.. After about a yearof rate rises i fixed in 2007 for 3 years..after this...
View ArticlePTSB reduce the rate for new business SVR to 3.7%
According to Charlie Weston in today's Irish Indo, the PTSB is to reduce the rates for new buyers will drop to as low as 3.69pc from next Monday Permanent TSB will announce today that its variable rate...
View ArticlePTSB Investment Mortgage-Fixed or variable
Folks Before making my final decision thought I would check for other opinions. My investment mortage fixed period is just ending. Options are variable ,which is €15pm more than current fixed rate or...
View ArticleWritten response from PTSB to Oireachtas
Here is the response which Jeremy Masding sent to the Oireachtas last week Brendan
View ArticleInteresting article on "Jeremy Masding chief executive & PTSB's future
I was just reading an interesting article on the future of PTSB with a bio of the new chairman. Heres hoping he will implement changes at the bank. below is a link to the article...
View Article1/3 house on unregisted land - only bought 2008
I have an issue about first registration. I purchased a house in 2008. This year I listed it for sale and went sale agreed. I hired a solicitor and when she got the folio she found out that the back of...
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